Since the birth of the SMS in 1985 (it's been over 30 years), there have been countless products
and services via SMS.
On this website, we try to bring the user all these products and / or services
providing detailed information about them, and thus spread the plurality of possibilities that can
be accessed via SMS from your mobile phone.
Also, you can find general information related to SMS: what are its origins and
history?, who was the inventor of the SMS?, forms of writing used via SMS, and other equally
interesting data.
Although many other sectors in addition to banks and financial companies are taking advantage of
the potential of SMS to inform their clients at a very low cost, online banking is who for
years dominated this sector.
Among the services provided via SMS by banks, financial
institutions, credit institutions, investment firms include the following:
- Sending an SMS whenever a movement occurs in the customer account
number.
- SMS notification of transactions by credit card.
- Applying for loans or extensions of credit lines.
- Purchase of shares of stock, stock exchange or other products.
- Information on demand of securities or downwards of stock products.
- Recharge credit cards, telephone cards and prepaid cards.
In short, the SMS service is used to increase customer safety advising of any
event that could be a risk (example: credit card payments) as well as to supply various
financial products that can access or use easy and nimbly (example: fast loan request).
Just as there are number of premium rate phone, there are so-called Premium SMS which costs
much higher than a normal SMS.
Premium SMS are used to give users of payment services including the ratings of
television programs and competitions, horoscope and tarot services, erotic content, dating
services, and so on. All these services are provided via SMS in return for sending an SMS Premium
(or more) the cost of which varies from country to country (in Spain the price is about 3.00 euros
to 0.90 euros).
Although this type of service has been a high number of complaints in the early
years (2001-2005) due to various scams, today is a highly legislated business and guarded to
prevent unethical behavior among the operators of this type of services premium rate.
Next we will indicate what are some of the prefixes or the first Premium SMS
numbers in some countries. |